The Buzz credit card by Axis Bank is known for its offers and benefits for all the ‘shopaholics’ out there. With this Axis Credit card, you can avail a 10% discount on all your purchases on Flipkart along with additional monthly discounts as well. The card comes with a joining fee of Rs.750 and an annual fee of Rs.750. The interest rate charged by the card is 3.25% per month or 46.78% per annum.
- Exclusive discounts on Flipkart
- KYC-PAN, address proof & ID proof
- One photograph, salary slip/Form 16
- 10% instant discount on Flipkart from 1st to 5th of every month
- 5% instant discount on Flipkart from 6th to 31st of every month
- 3x points on online spends
- No fee waiver
- 1st Year – 750
- 2nd Year Onwards – 750
- APR – 46.78% per annum
Key Highlights of the Axis Bank Buzz Credit Card
The Axis Bank Buzz credit card is curated to offer the best discounts on online shopping. With this card, you can get a wide range of discounts on Flipkart up to Rs.8,000 along with gift vouchers, accelerated reward points, exclusive discounts on products and EMI option.
Apply for the Axis Bank Buzz Card and get certain privileges like dining offers, discount on online purchases, gift vouchers from Flipkart, and 3X reward points.
Welcome Benefit:
- As a welcome gift, you will get a Rs.1,000 Flipkart gift voucher on making 3 purchases with the card within the first 45 days of its issuance.
Features and Benefits of the Axis Bank Buzz Credit Card
Dining offer
- Avail a minimum discount of 15% on dining bills at partner restaurants in India.
EMI facility
- Convert any purchase into EMIs on transactions amounting to Rs.2,500 or more.
- Enjoy no-cost EMI options on a wide range of products on online shopping transactions.
Milestone rewards:
- Vouchers of Rs.500, Rs.1,000, and Rs.2,500 are given if your annual spends on Flipkart are Rs.25,000, Rs.50,000, and Rs.1 lakh, respectively.
- With annual spends on the card exceeding Rs.1 lakh and Rs.2 lakh, get Rs.1,000 and Rs.2,000 worth Flipkart vouchers respectively.
Axis Bank Buzz Credit Card Limit
The limit for the Axis Bank Buzz card is given at the discretion of the bank considering a number of factors which includes the cardholder’s credit score, credit history, and previous or ongoing debts.
Latest Offers by Axis Bank Buzz Credit Card
Instant discounts
- Enjoy discounts of 10% on all spends on Flipkart from the 1st to the 5th of every month.
- Get a 5% discount on all spends on Flipkart made from the 6th to the 31st of every month.
- Avail a discount of 5% on the purchase of the Redmi Go from Flipkart. An additional 5% discount for EMI payment.
- On the purchase of the Realme 3 smartphone, get a discount of 5% from Flipkart.
Reward Point Benefits on Buzz Credit Card
Regular Rewards
- Earn 2 Axis eDGE reward points on every Rs.200 you spend on the card.
Accelerated rewards
- You can earn 3 Axis eDGE reward points on your online shopping spends with the card.
How to redeem reward points earned on Axis Bank Buzz Credit Card?
According to Axis Bank, the points you have earned as a Buzz credit cardholder will have a validity of 3 years after which it will automatically expire.
To redeem the rewards points earned, here are the steps to be followed:
- Log on to your net banking with your customer ID and password.
- Click on Account Summary.
- Select the option of Axis eDGE Rewards.
- Click on the box to accept the terms and conditions and select ‘Redeem Now’ to view your rewards.
- From the menu, choose the reward from the various categories and add them to the basket.
- Click on confirm and the points will be redeemed.
Fees and Charges on the Axis Bank Buzz Credit Card
| Type of Charge | Amount |
|---|---|
| Joining Fees | Rs.750 |
| Annual Fees | Rs.750 |
| Finance charges on overdue credit | 3.25% per month |
| Add-on card fee | Nil |
| Cash withdrawal fees | 2.5% of the transaction amount; minimum of Rs.250. |
| Cash payment fee at the branch | Rs.100 |
| Duplicate statement fee | Waived |
| Card replacement fee | Waived |
| Late payment fee | If the total due amount is: Less than Rs.100 – NIL Between Rs.101 and Rs.300 – Rs.100 Between Rs.301 and Rs.1,000 – Rs.300 Between Rs.1,001 and Rs.5,000 – Rs.500 Between Rs.5,001 and Rs.20,000 – Rs.600 Above Rs.20,000 – Rs.700 |
| Penalty on over-limit | 3% of the over-limit amount subjected to a minimum of Rs.500. |
| Interest on cash advances | 3.25% per month |
| Foreign currency transaction fee | 3.50% of the transaction amount |
| Outstation cheque fee | Waived |
| Balance inquiry fee | Waived |
| Hotlisting fee | Nil |
| Cheque return fee | Rs.300 |
Eligibility for the Buzz Credit Card
To apply for the Buzz Credit Card, the following eligibility criteria need to be met:
- Primary cardholder should be in between 18 to 70 years of age.
- The age of the add-on cardholder should be over 15 years.
- The applicant can be a resident or non-resident of India.
*The bank has the right to change the eligibility criteria from time to time without any prior notice.
Documents for applying for the Buzz Credit Card from Axis Bank
- A copy of your PAN card or Form 60.
- Duly-filled card application form.
- Income proof such as latest pay slips, Form 16, IT return copy, etc.
- Identity proof such as PAN, driving license, Aadhaar Card, etc.
- Passport size colour photographs of the applicant.
- Residence proof such as Passport, Ration Card, electricity bill, Aadhaar, etc.
The list of documents mentioned above is indicative and the bank may ask you to produce additional documents when you apply for the Buzz credit card.
Axis Bank Buzz Credit Card FAQs
- How do I convert a purchase made using my Axis Bank Buzz Card into an EMI transaction?To convert a purchase into an EMI transaction, follow the steps below:
- Make a purchase of a minimum of Rs.2,500 using your Axis Bank Buzz Credit Card
- Call Axis Bank at 1860 500 5555 or 1860 419 5555
- Request the executive to convert your last purchase to EMI
- You can convert a transaction into EMI through mobile or internet banking. Please note that you have to request for the conversion within 60 days from the date of purchase. You can choose the repayment period from 6, 9, 12, 18, and 24 months.
- What is the interest rate charged on Axis Bank Buzz Credit Card EMI transactions?
- How do I convert a purchase made using my Axis Bank Buzz Card into an EMI transaction?To convert a purchase into an EMI transaction, follow the steps below:
EMI transactions on Axis Bank Buzz Card attract an interest rate of 1.5% per month on a monthly reducing balance. You would also be charged a one-time processing fee of 1.5% or Rs.150, whichever is higher.
- How long will Axis Bank take to either approve or reject my credit card application?
Axis Bank will communicate about the status of your card application within 21 working days of receiving your application.
- Are Axis Bank Buzz Credit cardholders eligible for a fuel surcharge waiver?
No. Unfortunately, Axis Bank Buzz credit cardholders do not get a fuel surcharge waiver.
- How do I get in touch with the Axis Bank customer service department?
You can get in touch with the Axis bank’s customer service department by dialling 1860 500 5555 or 1860 419 5555. You can call +91 – 22-27648000 if you are calling from outside India. Alternatively, you can also write an email to axisbank.com/support.
